Return and Refund Policy

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Terms and Conditions

1. Introduction
Welcome to 285home.com. By accessing our website and utilizing our services, you agree to comply with and be bound by the following terms and conditions.

2. Rent-to-Own Program
Our rent-to-own program is designed to provide potential homeowners with an opportunity to purchase their home over time. Participation in this program is subject to the following terms:

3. Application Fee
A nonrefundable application fee of $25 is required to process your application for the rent-to-own program. This fee covers the cost of credit checks and administrative processing.

4. Credit Checks
To assess eligibility for our rent-to-own program, a credit check will be conducted on all applicants. This is to ensure that participants meet the necessary financial requirements.

5. Qualification Criteria
Please note that not all applicants will qualify for the rent-to-own program. Approval is based on various factors, including but not limited to credit history, income verification, and debt-to-income ratio.

6. Financial Responsibility
By applying for the rent-to-own program, you acknowledge that you are financially responsible for the terms outlined in the agreement, including monthly payments and any associated fees.

7. No Guarantees
While we strive to assist as many individuals as possible, we cannot guarantee approval for the rent-to-own program. Decisions are made on a case-by-case basis.

8. Changes to Terms
We reserve the right to modify these terms and conditions at any time. Changes will be effective immediately upon posting on our website.

9. Contact Information
For any questions regarding these terms and conditions, please contact us at [contact information].

Closing Statement
Thank you for considering 285home.com for your journey to homeownership. We look forward to helping you find your dream home through our rent-to-own program.